23+ Years Ex-Banker Expertise

Your Trusted

Consulting Partner

We assess your business, structure the right funding, and connect you to the best banks and NBFCs — no guesswork.

2100+ Businesses Funded

Powering Your

Business Finances

Working capital, project finance, LAP — sanctioned faster with a bank-ready application.

Startup India Registered · STAR MSME Award 2022

Invest Today, Thrive

Tomorrow

Strategic funding for Delhi NCR manufacturers, contractors, and MSMEs ready to scale.

Why Deep Fintech

Everyone Wants Your File Logged. We Want It Approved.

A DSA takes your file and sends it to the bank — getting it logged is the job, not getting it approved.

A bank’s own sales staff may collect your file directly, but their target is how many files they log each month, not how many get approved.

Either way, nobody checks if your papers will actually pass. That part is left to chance.

We do it differently:

  • We go through every paper before it goes anywhere near a bank.
  • If something is missing, wrong, or extra, we help you fix it.
  • Only then does your file go to the bank.

This isn’t an extra service. It’s the main one.

It’s the one thing almost every client tells us: no one else checked their papers the way we do.

  • That’s the real reason for the gap between a 50% approval rate and our 95%.
  • On secured loans, we check the property’s full ownership history before the file goes to the bank. Most secured-loan rejections come from a gap in this history that nobody checked.
  • We stay with you till the money is in your account — not just till the file is logged.
    • Led by Deep Chand Garg, who spent 22+ years inside the banking system before starting this.
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Trusted by 2100+ Businesses

95% of Our Files Get Approved. Here’s Why Yours Should Be Next.

Most rejections have nothing to do with your business — a paper nobody checked, a property chain nobody traced, a bank officer who moved on to the next file. We catch what others miss, and get your file right before it ever reaches the bank. That’s how 95% of our files get approved.

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1

Share Your Requirement

Tell us what you need funded, and why. Fifteen minutes, no forms to fill first.

2

Document Assessment

We go through every paper the way a bank actually will — not just checking it exists, but checking it holds up.

3

Gap Analysis & Advice

If something’s missing, or a property chain isn’t clean, we catch it here — not after a bank has already said no.

4

Apply with Confidence

Your file goes in complete. That’s the actual difference between an application and a guess.

 
5

Sanction & Disbursement

We stay on the file until the money is in your account — not just until it’s approved on paper.

Who We Help

Built for Delhi NCR Business Owners Who Mean Business

Our clients are manufacturers, contractors, and MSME owners with Rs. 25 Cr onwards turnover who need real financial strategy, not just a loan broker.

Your machinery needs upgrading, but banks want three years of spotless books before they’ll even talk to you.

You’ve won the contract. Now you need capital before the first payment lands — faster than a bank typically moves.

Small and medium enterprises eligible for CGTMSE and government-backed funding who don’t know where to start.

Your LC and BG paperwork is exactly where deals stall — and exactly where generalist bank staff slip up.

You’re ready to scale. Your last lender wasn’t built for that conversation.

Your plans are sound. Getting a bank to understand an institution’s cash flow, not just a business’s, is the real hurdle.

"Now the World is looking towards India as a Manufacturing Hub instead of China"

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Client Stories

What Business Owners Say

99% of our clients come through referrals. Here’s why.

 
Monthly Event

Where Business Owners Talk Funding Over Chai

Every month, manufacturers and business owners from across Delhi NCR sit down at our Faridabad office for an honest, no-pitch conversation about cash flow, funding options, and growth strategy. No slides. No sales. Just chai and real talk.

☕️

Chai Pe "Pakaodo" ki nahi "Karodo" Ki Charcha

Monthly networking event for Delhi NCR business owners

Insights

Our Latest Insights

Proprietary data, expert analysis and bold thinking for leaders who want to achieve the extraordinary.

Deepfintech
rajatkhostinger@gmail.com

Loan Against Property vs. Unsecured Business Loan: Which Is Right for You?

The Core Difference Loan Against Property (LAP) requires you to pledge residential, commercial, or industrial property as collateral. An Unsecured Business Loan requires no collateral at all, relying instead on your business financials and creditworthiness. Loan Amount and Tenure LAP typically allows for larger loan amounts — often up to

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Deepfintech
rajatkhostinger@gmail.com

How to Improve Your Loan Eligibility Before You Apply

Start with Your Credit Report Pull your CIBIL or credit report before you do anything else. Old defaults, high credit utilization, or errors in the report can quietly reduce your eligibility. Disputing and correcting errors can take a few weeks, so this is the first thing to check — well

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Deepfintech
rajatkhostinger@gmail.com

Export Finance 101: Pre-Shipment, Post-Shipment, and Everything In Between

Why Export Finance Is Different International trade adds layers of complexity that domestic business doesn’t have: currency risk, longer payment cycles, buyer creditworthiness in another country, and shipping timelines. Export finance products are built specifically to manage these. Pre-Shipment Finance (Packing Credit) Packing credit is working capital provided before goods

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Empowering Our Clients